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1
Fill Out Your Application

Use your CFNC credentials to log in, and enter your school and financial information.

2
Credit Check

If you have a limited credit history, using a co-signer can increase your ability to qualify.

3
Your School Certifies the Loan

Certifying the loan makes sure your school and your lender are on the same page.

4
Review and Accept Your Loan Offer

You’re now one step closer to financing your higher education!

5
eSign Documents + Disbursement

Don’t forget to sign your loan documents so that your funds can be sent to your school.

6
Re-Apply Next Year

Re-applying is even easier and ensures your ability to have funding ready when tuition bills are due.

1
Fill Out Your Application

Use your CFNC credentials to log in, and enter your school and financial information.

2
Credit Check

If you have a limited credit history, using a co-signer can increase your ability to qualify.

3
Your School Certifies the Loan

Certifying the loan makes sure your school and your lender are on the same page.

4
Review and Accept Your Loan Offer

You’re now one step closer to financing your higher education!

5
eSign Documents + Disbursement

Don’t forget to sign your loan documents so that your funds can be sent to your school.

6
Re-Apply Next Year

Re-applying is even easier and ensures your ability to have funding ready when tuition bills are due.

Remember to Come Back Next Year

Requirements for Applicants

Here’s what you’ll need to qualify for an NC Student Assist Loan.

Be at least 17.

Be enrolled (or accepted for enrollment) at least halftime at an eligible non-profit Title IV institution in a degree-seeking program.

Be a North Carolina resident or attending a North Carolina school.

Be credit-worthy and have the required credit score, or have a co-signer who meets the credit requirements.

Be a U.S. citizen or eligible non-citizen.

Meet other federal student eligibility requirements as certified by the student's school.

Be in good standing on any other CFI loan(s).

Need a Co-Signer?

Many students don’t meet the credit requirements to qualify for a loan by themselves. Adding a co-signer, such as a parent or grandparent, can help increase your chances of being approved for a loan.

Info for Co-Signers

Need More Information? Let’s Talk.

Our counselors are available to answer all of your questions.

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