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Secure a better interest rate with an NC Parent Assist Loan

Our NC Parent Assist Loan helps you cover the funding gap left after you’ve exhausted other financial aid.
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Fixed interest rate for qualified parent borrowers when in repayment using auto-draft
Borrowing limit
Minimum monthly payment
No application or origination fees

Who is the NC Parent Assist Loan Program For?

The NC Parent Assist Loan is designed for parents of undergraduate students who are either from North Carolina or will be studying in North Carolina at an eligible non-profit Title IV institution. Apply for an NC Parent Assist Loan in just a few minutes.

Loans that fit your family’s budget

With no fees and a fixed interest rate, the NC Parent Assist Loan is a great way to bridge the gap between a college’s cost and the provided financial aid.

The NC Assist representative who assisted us is an extraordinary person who helped my daughter and myself navigate through the loan process. No matter when or how often we called, he was always thoughtful and kind! We are forever grateful for his service.

Fatina E.

Key Benefits

Getting an affordable, transparent student loan has never been easier.

No Fees.

Fixed 6.25% Interest Rate for Qualified Borrowers.

.25% Rate Discount for Auto-Draft When in Repayment.

Financial Education Resources.

$120,000 Borrowing Limit.

10-Year Payment Period.

We’re a Non-Profit

As a non-profit lender, our goal is to get you the best possible loan at the lowest possible rate.

Identify Your Need

Using our loan calculator, determine a loan amount that works for you and estimate your payments.

Use the Loan Calculators

Compare Loan Programs

See how the NC Parent Assist Loan compares to federal and private student loan programs.

Compare Our Rates

Applying for Your Loan

Our loan application process is simple, and can be completed in just a few minutes.

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Requirements for Applicants

Here’s what you’ll need to qualify for an NC Parent Assist Loan.

Be the biological parent, adoptive parent, or step-parent of an eligible benefiting student.

The student must be enrolled (or accepted for enrollment) at least halftime at an eligible public or private non-profit Title IV institution in a degree-seeking program.

Be a North Carolina resident or the student is attending a North Carolina school.

Be credit-worthy and have the required credit score.

Be a U.S. citizen or eligible non-citizen.

The student must meet other federal student eligibility requirements as certified by the school.

Be in good standing on any other CFI loan(s).

Still have Questions?

We have answers and advice on how student loans work, other forms of education financing, and how everything comes together.

Paying for College 101
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