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Loan Options for NC Students

NC Assist provides students and parents with fixed-rate student loan options that can cover all your school expenses, such as tuition, housing, books, and other fees — up to $120,000 for undergrad and $200,000 for grad students, with no origination or application fees. Explore your student loan options below and complete your application in minutes.
Fixed rate for qualified parents when in repayment using auto-draft. Qualified students pay 6.70% when in repayment using auto-draft.
No fees for origination, application, or prepayment.
Less than 10 minutes
Time it takes to apply.
100% Covered
Cover your total cost of attendance, minus other financial aid you receive.

Our Student Loan Programs

NC Assist offers education loans for students and parents of students that live or attend school in North Carolina. And because these loans are offered through College Foundation, Inc., an NC-based nonprofit lender, our focus is ensuring you succeed. Compare each loan type to determine which one is right for you or your student. 

NC Student Assist Loan

Our loans for students can make higher education a reality for those who otherwise may not be able to afford it.

NC Student Assist Loan Details

NC Parent Assist Loan

Parents who prefer to take on the responsibility of a loan for their student can consider the NC Parent Assist Loan.

NC Parent Assist Loan Details

Key Benefits

Our NC Assist loans make affording college simple, with an array of benefits that include:

No Fees

No application, origination, or prepayment fees.

Fixed Interest Rate

Have confidence in knowing what you'll need to pay.

Financial Wellness Tools and Resources from CFNC

Grace period for Student Assist Loans

Delay payments up to six months after graduation or after you are enrolled at least halftime.

The Nonprofit Advantage

We’re not like other lenders. Most private student loan programs are from large for-profit banks or credit card companies. As a nonprofit, our top priority is to help NC students afford and succeed at college.

Paying for College 101

Explore tools, calculators, and other resources to help make your decision.

Start Learning

Enter to Win a $1,000 Scholarship

Everyone can use extra money for college. Enter every month for a chance to win $1,000.

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Applying for Your Loan

Applying for our NC Student Assist or NC Parent Assist loan is simple and straightforward. Simply fill out the application online. To apply, you’ll need:

  1. SSN of Parent (if applicable) and Student
  2. Driver's License Number
  3. Loan Period (i.e. fall, spring, academic year, summer)
  4. School Cost of Attendance
  5. Requested Loan Amount
  6. Amount of Financial Aid Received from all Sources (i.e. loans, grants, scholarships)
  7. Email Address
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Let's Talk

Our call center counselors are available to answer all of your questions about NC Assist student loans and paying for college.

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Requested Loan Amount Requested Loan Amount = Cost of Attendance - Financial Aid Received
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