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Afford Your Education with NC Student Assist Loan

Our NC Student Assist Loan provides crucial low-cost assistance so you can focus on your education.
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Fixed interest rate for qualified borrowers when in repayment using auto-draft.
Undergrad borrowing limit
Graduate school borrowing limit
No application, origination, or pre-payment fees

Who is the NC Student Assist Loan Program For?

The NC Student Assist Loan is designed for students from or studying in North Carolina who need help bridging the gap between financial aid and the total cost of your education. Students must attend an eligible non-profit Title IV institution. Apply for an NC Student Assist Loan in just a few minutes.

Supporting Students in and from NC

Whether you are a North Carolina resident or an out-of-state student attending college in North Carolina, you are eligible to apply for the NC Student Assist Loan.

Key Benefits

Getting an affordable, transparent student loan has never been easier.

No Fees.

Fixed Interest Rates.

Flexible Borrowing Limits.

Financial Education Resources.

Grace Period.

Choice of Repayment Options.

We’re a Non-Profit

As a non-profit lender, our goal is to get you the best possible loan at the lowest possible rate.

Identify Your Need

Using our loan calculator, determine a loan amount that works for you and understand repayment.

Use the Loan Calculators

Compare Loan Programs

See how the NC Student Assist Loan compares to federal and private student loan programs.

Compare Our Rates

Applying for Your Loan

Our loan application process is simple, and can be completed in just a few minutes.

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Requirements for Applicants

Here’s what you’ll need to qualify for a student assist loan.

Be at least 17.

Be enrolled (or accepted for enrollment) at least halftime at an eligible non-profit Title IV institution in a degree-seeking program.

Be a North Carolina resident or attending a North Carolina school.

Be credit-worthy and have the required credit score, or have a co-signer who meets the credit requirements.

Be a U.S. citizen or eligible non-citizen.

Meet other federal student eligibility requirements as certified by the student's school.

Be in good standing on any other CFI loan(s).

Find a Co-Signer

Most students need a co-signer to meet the credit and income requirements to qualify for a loan. Learn about how cosigning can help your application get approved.

Info for Co-Signers

How to Apply

With our simple application process, you can apply for a student loan in just a few minutes.

Learn More
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