Afford Your Education with NC Student Assist Loan
Our NC Student Assist Loan provides crucial low-cost assistance so you can focus on your education.
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6.7%
Fixed interest rate for qualified borrowers when in repayment using auto-draft.
$120,000
Undergrad borrowing limit
$200,000
Graduate school borrowing limit
$0
No application, origination, or pre-payment fees
Who is the NC Student Assist Loan Program For?
The NC Student Assist Loan is designed for students from or studying in North Carolina who need help bridging the gap between financial aid and the total cost of your education. Students must attend an eligible non-profit Title IV institution. Apply for an NC Student Assist Loan in just a few minutes.
Supporting Students in and from NC
Whether you are a North Carolina resident or an out-of-state student attending college in North Carolina, you are eligible to apply for the NC Student Assist Loan.
We’re a Non-Profit
As a non-profit lender, our goal is to get you the best possible loan at the lowest possible rate.
Explore Your Options
Find out how much funding you need and compare the Student Assist Loan to other loan programs.
Identify Your Need
Using our loan calculator, determine a loan amount that works for you and understand repayment.
Use the Loan CalculatorsCompare Loan Programs
See how the NC Student Assist Loan compares to federal and private student loan programs.
Compare Our RatesApplying for Your Loan
Our loan application process is simple, and can be completed in just a few minutes.
Apply NowRequirements for Applicants
Here’s what you’ll need to qualify for a student assist loan.
Be at least 17.
Be enrolled (or accepted for enrollment) at least halftime at an eligible non-profit Title IV institution in a degree-seeking program.
Be a North Carolina resident or attending a North Carolina school.
Be credit-worthy and have the required credit score, or have a co-signer who meets the credit requirements.
Be a U.S. citizen or eligible non-citizen.
Meet other federal student eligibility requirements as certified by the student's school.
Be in good standing on any other CFI loan(s).
Find a Co-Signer
Most students need a co-signer to meet the credit and income requirements to qualify for a loan. Learn about how cosigning can help your application get approved.
Info for Co-Signers
How to Apply
With our simple application process, you can apply for a student loan in just a few minutes.
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